Clarify gateways vs bank accounts

app/Http/Controllers/AccountController.php

@@ -431,9 +431,12 @@ class AccountController extends BaseController
      */
     private function showBankAccounts()
     {
+        $account = auth()->user()->account;
+
         return View::make('accounts.banks', [
             'title' => trans('texts.bank_accounts'),
             'advanced' => ! Auth::user()->hasFeature(FEATURE_EXPENSES),
+            'warnPaymentGateway' => ! $account->account_gateways->count(),
         ]);
     }
 

resources/lang/en/texts.php

@@ -2481,7 +2481,7 @@ $LANG = array(
     'time_hr' => 'hr',
     'time_hrs' => 'hrs',
     'clear' => 'Clear',
-
+    'warn_payment_gateway' => 'Note: to accept online payments :link to add a payment gateway.',
 );
 
 return $LANG;

resources/views/accounts/banks.blade.php

@@ -4,6 +4,10 @@
 @parent
 @include('accounts.nav', ['selected' => ACCOUNT_BANKS])
 
+@if (isset($warnPaymentGateway) && $warnPaymentGateway)
+    <div class="alert alert-warning">{!! trans('texts.warn_payment_gateway', ['link' => link_to('/gateways/create', trans('texts.click_here'))]) !!}</div>
+@endif
+
 @if (Auth::user()->hasFeature(FEATURE_EXPENSES))
     <div class="pull-right">
         {!! Button::normal(trans('texts.import_ofx'))